Resources and Programs

As we closely monitor the spread of coronavirus (COVID-19), our focus is the impact this could have on Alabama’s economy and the overall well-being of our communities and businesses. We are working with our partners across the state to learn and share information and resources designed to keep you informed. Please visit this page often as we continue to add resources to assist you.

last updated 3.22.2020

Resources for Businesses

National/Federal Financing and Tax Support

State of Alabama SBA disaster declaration letter (3.21.2021)
Click here to view letter and access more information.

Alabama SBA Process and Flow Presentation (3.19.2020)

Click here for a guide that lays out what you can do now to manage your business’s cash flow. It also provides the necessary steps your business needs to take to get into the SBA emergency funding pipeline.

SBA Disaster Loan Assistance

  • SBA is offering loans of up to $2M with a 3.75% interest rate (2.75% for non-profits).
    • Businesses with credit available elsewhere are not eligible.
  • Loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
  • Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
  • Disaster Loan Assistance Website

Process for Accessing SBA’s Coronavirus (COVID-19) Disaster Relief Lending

  • Upon a request received from a state’s or territory’s governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration.
  • SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s governor to submit the request for Economic Injury Disaster Loan assistance.
  • Once a declaration is made for designated areas within a state, the information on the application process for Economic Injury Disaster Loan assistance will be made available to all affected communities. If you have specific questions:
    • For States (Alabama) and Territories in Federal Regions I-V, contact: Kem Fleming, Director of Field Operations Center East, at [email protected].
    • For other requests for SBA Office of Disaster Assistance HQ, contact Alejandro Contreras at [email protected].
  • SBA Guidance and Loan Resources
  • For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or email [email protected].

This program offers loan guarantees to rural businesses.

Applies to lenders with the legal authority, sufficient experience and financial strength to operate a successful lending program. This includes:

  • Federal or State chartered banks
  • Savings and loans
  • Farm credit banks
  • Credit unions

Learn more. 

The IRS has established a special section on their website focused on steps to help taxpayers, businesses and others affected by the coronavirus.

The Federal Reserve Board will establish a Commercial Paper Funding Facility (CPFF) to support the flow of credit to households and businesses. Commercial paper markets directly finance a wide range of economic activity, supplying credit and funding for auto loans and mortgages as well as liquidity to meet the operational needs of a range of companies. Read the press release.

Visit NFIB’s website to find up-to-date resources, webinars, legislative monitoring and more to help small business owners understand how actions taken by policymakers today affect business operations down the road.

The National Restaurant Association Educational Foundation has created the Restaurant Employee Relief Fund.  This fund will provide grants to restaurant industry employees who have been adversely impacted by COVID-19, financially, whether through a decrease in wages or loss of employment.

  • Apply for a grant starting Thursday, April 2, 2020
  • Each approved grant is $500, one per person only
  • Go here to learn more.

National Private Sector Initiatives

Visit this website to track what private companies are doing to help the COVID-19 response efforts.

Facebook has created a $100M fund for helping small businesses. Learn more.

Businesses can work with Google to change their listings – fix business hours, post messages, and communicate other information about changes in operations. Learn more.

The James Beard Foundation has set up a food and beverage industry relief fund. Information about the program can be found at this website.

Go here to register your business. 

ASPCA is accepting grant proposals for general operating or program expenses to help meet budget shortfalls and support essential life-saving services for animals, such as safety net, adoptions and foster programs, and veterinary services, which are proving to be crucial animal welfare services in this crisis. Go here to learn more.

  • Offering emergency grants to support local school districts and nonprofit organizations in their efforts to ensure kids get the nutritious food they need.
  • This grant request is specifically for school districts and community organizations to submit an inquiry for grants to support nutrition programs in their communities.
  • Go here to learn more.

State and Local Support

  • The ADOR is extending relief to small businesses that are unable to pay February, March and April sales tax liabilities. Learn more. 
  • The commissioner of the Alabama Department of Revenue has extended the filing deadline for the state of Alabama taxes until July 15th, 2020. Please click here for details about this order.
  • A coalition of public, private and civic leaders and organizations collaborating to serve as Birmingham’s COVID-19 information and resource center. Read about initiative here.
  • Website to view information and donate:
  • Twitter:  #bhamstrong
  • Be Informed: Text BHMCOVID to 888-777
  • The Fund will focus on 501(c)3 nonprofit organizations supporting basic needs and/or health and wellness efforts related to the COVID-19 emergency and its aftermath.
  • The grants will be limited to $2,500 per 501(c)3 nonprofit organization.
  • Go here to learn more.

The Community Foundation of Greater Birmingham announced a new process to  make grants quickly available to organizations on the front lines of providing critical services and economic assistance for the COVID-19 crisis in the Birmingham region.  

Rapid Response Grants – will support organizations with grants of up to $25,000

  • Grants accepted on a rolling basis through May 30th
  • Phase one focus areas –
    • Job and income loss
    • Ensuring the supply of and access to food
    • Access to housing needs and medical care
    • Needs around child care, transportation, mental health, education for children and other supportive services
    • Other critical services that have been disrupted by the COVID-19 crisis

Nonprofit Adaptation Grants – up to $5000

  • To 501(c)(3) organizations and government entities whose operations have been adversely impacted by COVID-19
  • Grants accepted on a rolling basis through April 30th
  • Examples of adaptations
    • Investing in technology to allow staff and participants to engage remotely
    • Making modifications to a facility to keep employees and those they serve safe
    • Providing prepaid cell phones to clients to allow them to continue to receive services remotely
    • Adjusting operational structures to allow remote access to services

Go here to learn more.

This Birmingham-based program was created to support local businesses by purchasing gift cards to provide cash flow for operations. Learn more.

Economic Impacts and Analysis

Deloitte has developed in-depth analysis around business resiliency and continuity of operations. Learn more.

Describes country by country the impacts of COVID-19 on the global economy. View the latest updates here.

McKinsey is using their global business knowledge to address COVID-19 issues and has put together this special website for businesses.

Resources for Workplaces

Click the links below to download and print free materials for your workplace that speak to best practices regarding COVID-19:

View Bio’s toolkit designed to keep you informed on several areas of interest as your business responds to COVID-19 and other highly contagious diseases.

View the latest guide put out by the U.S. Department of Labor Occupational Safety and Health Administration as it pertains to COVID-19.

Resources for Communities

Get comprehensive and updated information from the Alabama Department of Health including updated county-by-county case data.

  • Offers parents with kids access to proper nutrition.
  • Includes $1 billion for food security programs aimed at helping those who may struggle to get access to meals during the Covid-19 outbreak, including those who rely on the Supplemental Nutrition Assistance Program.
    • $500M to help provide nutritious food to low-income pregnant women or mothers with young children who lose their jobs as a result of the outbreak
    • $400M to help local food banks purchase, store and distribute food
  •  Legislation allows for emergency food assistance to households with children who would receive free or reduced-price meals in school.


View a list of resources from the Federal, State and County levels along with a link to interesting maps tracking the impact of COVID-19 in our state, country and world. Also view updates as they pertain specifically for the Mobile area.

Learn how to implement a mitigation strategy to slow the transmission of COVID-19 in your communities with this comprehensive guide.

COVID-19 General Information & Best Practices